Terms and Conditions

Dhanshree Financial Solutions
(Applicable to www.loanconsultancy.org and all its subdomains)
Last Updated: November 2025

1. Introduction

Welcome to Dhanshree Financial Solutions (“Company,” “We,” “Us,” “Our”), a financial consultancy platform operated under Indian law, headquartered at Ward No.-12, Guru Niwas, Lohiya Nagar, Eidgaah Road, Katihar, Bihar-854105, India.

By accessing or using our website www.loanconsultancy.org (“Website”) or availing any of our services, you (“User,” “Client,” or “You”) agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree to these Terms, please refrain from using our Website and services.

2. Scope of Services

Dhanshree Financial Solutions provides financial consultation and advisory services including but not limited to:

• Credit report analysis, credit improvement, and bureau dispute resolution.
• Loan documentation, project report preparation, and financial file structuring for banks/NBFCs.
• MSME and business support for financing, licensing, registration, and compliance.
• Investment and insurance advisory through IRDAI and SEBI-registered products.
• Tax, business registration, and statutory compliance consultancy.

All services are consultative. The Company is not a lender, bank, NBFC, or broker, and does not guarantee any loan approval or investment return.

3. Legal Compliance

Our services are governed by relevant Indian laws including but not limited to:

• Information Technology Act, 2000
• Consumer Protection Act, 2019
• Indian Contract Act, 1872
• Prevention of Money Laundering Act, 2002 (PMLA)
• RBI Fair Practices Code
• IRDAI and SEBI Guidelines

Clients are responsible for providing accurate, lawful, and authentic documents and information.

4. User Responsibilities

• Provide true, complete, and verifiable details required for consultation.
• Use the Website and our services only for lawful purposes.
• Not misuse or attempt to defraud using our brand or credentials.
• Acknowledge that Dhanshree acts as a consultant, not a guarantor of outcomes.

5. Confidentiality & Data Privacy

All client data, financial information, and personal identifiers are treated as confidential. We ensure compliance with Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

By using our Website, you consent to our Privacy Policy.

6. Consultation Fees & Payments

• Service charges are transparently mentioned on our Website or through authorized quotations/invoices.
• All payments must be made only in the name of Dhanshree Financial Solutions.
• Fees are non-refundable once consultancy services are delivered, except in cases of proven deficiency.
• Money-Back Guarantee applies only where explicitly stated in writing.

7. Limitation of Liability

The Company shall not be liable for:

• Bank/NBFC rejection, delay, or third-party non-performance.
• Market or credit rating changes beyond our control.
• Investment or insurance outcomes.
• Technical errors, downtime, or unauthorized access to user accounts.

Our liability is limited to the amount paid by the client for the concerned service.

8. Third-Party Links & Affiliations

Our Website may contain links to third-party institutions. Dhanshree Financial Solutions is not responsible for their content, privacy policies, or outcomes.

We may collaborate as authorized partners or DSAs, but final decisions remain with the respective institutions.

9. Intellectual Property Rights

All content, logos, and materials on www.loanconsultancy.org are the exclusive property of Dhanshree Financial Solutions. Unauthorized reproduction or modification is prohibited under the Copyright Act, 1957.

10. Disclaimers

• Our services are advisory, not legal or financial guarantees.
• Loan approval, CIBIL rectification, or insurance claim success depends on third parties.
• We do not promise or promote illegal or guaranteed credit score improvement.

11. Indemnification

You agree to indemnify and hold harmless Dhanshree Financial Solutions and its associates from any claim or loss arising out of misuse of services or violation of these Terms.

12. Termination of Services

We may suspend or terminate services if:

• False or fraudulent information is provided.
• Invalid payment disputes are raised.
• Any misuse or impersonation of our brand occurs.

13. Dispute Resolution & Jurisdiction

All disputes are governed by Indian laws. Courts in Katihar, Bihar, shall have exclusive jurisdiction. Parties are encouraged to resolve disputes amicably through mediation.

14. Amendments

We may update these Terms periodically. Continued use of our services implies acceptance of updated Terms.

15. Contact Information

Dhanshree Financial Solutions
Ward No.-12, Guru Niwas, Ground Floor, Lohiya Nagar, Eidgaah Road, Behind Royal Enfield Showroom, Katihar, Bihar – 854105
Email: contact@loanconsultancy.org
Phone: +91-7004244589 | +91-8331848039
Website: www.loanconsultancy.org